Lewies Blog

Although I have a very nice and well paying job, I have not been able to get a “real” credit card for a long time. I have been pre-approved for offers before, and with strange wording, I have even been approved for “offers”. However, today - I was approved for a credit line of $200. I wonder what helped me out.

I have had credit problems ever since my student loans went into default. The loans have been paid off for a few years now, but the consequences of going into default have been hitting me hard as they still appear on my credit report. I think they stay there for about seven years after they have been paid off. I wish that I knew how to extend the pay-off time to prevent them from going into default status back then.

I had once walked into a car dealership to purchase my Dodge Neon 2000 back in 1999. I agreed to pay half that day, and the other half the following day. The guys wouldn’t let me drive the car off the lot until the next day when I showed up with the other half. Bad credit has been plaguing me ever since I left college.

This couldn’t come at a better time. With the many fees that I have been paying out with my most recent paycheck and the next pay check, I have been wondering how I would be able to make it. My mother in-law just purchased us groceries because we were so low on funds. I canceled all payments on my next check to afford our lawyers fees. A credit line of two hundred dollars can actually go a long way in my current situation.

This entry was posted on Sunday, January 30th, 2005 at 4:09 pm and is filed under Miscellaneous. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.